Car accidents · statewide
Utah is a no-fault state, so your own coverage and your medical records matter from day one.
Quick answers
Date, time, exact location, the vehicles involved and the people in them.
Your own personal injury protection (PIP) coverage pays first for certain medical and wage losses, regardless of fault — at least $3,000 per person for medical expenses.
From the agency that investigated. Utah Highway Patrol reports are requested online through UHP; if a city police department responded, request it from that department.
Uninsured-motorist coverage can apply to uninsured, hit-and-run and unidentified drivers unless it was rejected in writing.
Claims involving a government entity have a much shorter notice deadline — generally one year for a written notice of claim.
It is fine if you don’t have everything yet.
Gather photos or vehicle markings only when it is safe. Never step into traffic or delay emergency help to document anything.
Meet Sofia
Sofia is CCL’s automated intake guide. She answers general questions about how to start, what to have ready and what happens next. She can’t see a case, give legal advice or submit anything.
Utah is a no-fault state. Personal injury protection (PIP) must provide at least $3,000 per person for medical expenses, plus limited wage-loss, household-services, funeral and death benefits. Read 2026-09-27.
A person covered by PIP generally cannot sue for general damages unless the injury involves death, dismemberment, permanent disability or impairment based on objective findings, permanent disfigurement, a bone fracture, or medical expenses over $3,000. This limit does not apply to uninsured-motorist claims. Read 2026-09-27.
Utah uses modified comparative fault: a person can recover only if their own share of fault is less than the combined fault of the others, and any recovery is reduced by their share. Read 2026-09-27.
Insurers must provide UM and UIM coverage unless the policyholder rejects or reduces it in a signed written form. UM can apply to hit-and-run and unidentified drivers. Read 2026-09-27.
Reports for crashes the Utah Highway Patrol investigated are requested online through UHP. Crashes handled by a city police department are requested from that department. Read 2026-09-27.
General information only, not legal or medical advice. CCL is a technology and administrative-support company, not a law firm. Attorney review happens only if an Utah law firm accepts the matter.
See what goes into a case evaluation, or call if you’d rather talk it through.
